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Blogs

Ideas, Tips, and Simple Ways to Make Life Even Easier

Our Blogs

April 12, 2024
The Surprising Truth About Renters Insurance and Pet Owners

In the heart of every pet owner is a deep-seated desire to ensure their furry, feathered, or scaled companions are safe and happy. However, beyond the daily care, an often overlooked aspect can significantly affect both pet owners and their pets: renters insurance. For many, renters insurance protects against theft or damage to personal property. […]

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April 8, 2024
How Can Smart Business Insurance Choices Lead to Bigger Profits?

In the competitive landscape of American business, maximizing profits isn’t just about increasing sales; it’s about astutely managing risks. One pivotal aspect of risk management that often goes overlooked is business insurance. Beyond serving as a safety net, making smart insurance choices can be a strategic asset, leading to more significant profits. Here’s how. Understanding […]

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April 4, 2024
Protect Your Home Against Climate Change: Insurance Tips That Matter!

In recent years, the impact of climate change has become impossible to ignore, with increasing occurrences of extreme weather events such as hurricanes, floods, wildfires, and more. These events affect our environment and homes, making it more crucial than ever to ensure we have the right insurance coverage to protect against potential damages. This blog […]

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April 1, 2024
Safe Drivers Alert: Rewards and Discounts You’re Missing Out On!

 Telematics Programs: Technology Meets Safe Driving Regarding technology, telematics programs are the future of insurance savings for safe drivers. By installing a small device in your car or using a smartphone app, your driving habits are monitored for speed, braking patterns, and time of day you’re on the road. Safe driving through these programs can […]

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March 27, 2024
4 Common Life Insurance Mistakes and How to Avoid Them

For many American families, life insurance is a crucial component of their financial plan. It is intended to provide you peace of mind by guaranteeing that, in the unfortunate case of your death, your loved ones will have access to financial resources. Yet, with its complexities and the myriad options available, many people inadvertently make […]

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March 22, 2024
Avoiding Financial Ruin: 4 Must-Know Business Insurance Tips

In the dynamic business world, where uncertainty is the only certainty, safeguarding your enterprise against unforeseen calamities is paramount. Business insurance is a critical lifeline, providing a buffer against potential financial ruin. For American entrepreneurs, navigating the complex business insurance landscape can be daunting. However, understanding its importance and effectively managing your policies can make […]

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March 18, 2024
The Beginners Guide To Flood Insurance

Do you reside in a flood zone and have thought about buying flood insurance, but just never got around to it? You’re not alone. According to research, 6 in 10 homes nestled in high-risk flood areas are uninsured. This startling statistic demonstrates how poorly prepared many homeowners are to deal with natural disasters. More often […]

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March 18, 2024
Transform Your Home Insurance With These Genius Hacks and Save Money!

In today's economic climate, saving money without compromising quality or protection is more important than ever. This is especially true regarding home insurance—a necessary expense for homeowners but one that can often feel burdensome. Fortunately, you can employ several genius hacks to transform your home insurance, ensuring robust coverage while saving you money.  1. Understand […]

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March 18, 2024
Transform Your Home Insurance With These Genius Hacks and Save Money!

In today's economic climate, saving money without compromising quality or protection is more important than ever. This is especially true regarding home insurance—a necessary expense for homeowners but one that can often feel burdensome. Fortunately, you can employ several genius hacks to transform your home insurance, ensuring robust coverage while saving you money.  1. Understand […]

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March 15, 2024
Do you know if your home insurance covers fire damage?

Of all the disasters that can happen in a home, fire is always the most feared due to its destructive power. The risk of fire is one of the main reasons for getting your home covered by one of the best homeowners insurance companies in California. For all these reasons, there is no doubt that fire coverage […]

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March 15, 2024
3 Insider Tips to Maximize Your Auto Insurance Claims!

Handling an auto insurance claim can feel like deciphering a complex puzzle under pressure in the wake of a car accident. It's a pivotal moment where your actions can significantly influence the financial outcome of your claim. Yet, too often, individuals find themselves unprepared, facing a maze of procedures and policies that seem designed to […]

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March 15, 2024
3 Insider Tips to Maximize Your Auto Insurance Claims!

Handling an auto insurance claim can feel like deciphering a complex puzzle under pressure in the wake of a car accident. It's a pivotal moment where your actions can significantly influence the financial outcome of your claim. Yet, too often, individuals find themselves unprepared, facing a maze of procedures and policies that seem designed to […]

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March 13, 2024
Boat Insurance

Why is watercraft insurance necessary? On the sea, there are always possible threats. An economic security net called boat insurance shields you from financial liability for any harm you may cause to others while sailing. Additionally, it helps protect your boat and trailer from theft or damage. What is covered by a boat policy? If […]

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March 11, 2024
How To Tell The Difference Between Additional Insured And Loss Payee

If you own a business, chances are that you’ve at least considered setting up an additional insured endorsement as part of your standard contract of insurance with a potential business partner or contractor. For instance, your plumbing company may need an extra hand from a tiling company it hires for a job. In turn, the […]

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March 9, 2024
Does Renter Insurance Cover Damages Caused By The Storm?

DOES RENTER INSURANCE COVER DAMAGES CAUSED BY THE STORM? Waiting to get stuck in an awful scenario of your house or personal properties being damaged as a result of any form of perils before considering the necessary steps you should have taken is unwise. And it’s quite applaudable that you have taken steps to be […]

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March 7, 2024
Is storm damage covered under homeowners’ insurance?

Certain storm damage causes, such as wind, hail, and lightning, may be covered by homeowners’ insurance. Damage caused by floods and earthquakes, on the other hand, is often not covered by a regular homeowners insurance policy. It is critical to study your policy to understand what kinds of storm damage are and are not covered. […]

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February 26, 2024
Guide on how to evade known home insurance claims

If you reside in California, a state prone to a wide range of natural disasters, from wildfires to earthquakes, you’d need to go above and beyond to protect your property. While home insurance companies in California provide a financial haven in the event of unexpected damage, they subsequently charge you higher premiums to recoup their […]

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February 24, 2024
Do You Know Climate Change Can Impact Homeowners

There’s no denying that climate change is one of the most pressing issues of our time. The recent Intergovernmental Panel of Climate Change (IPCC) report paints a very disturbing picture that buttresses this point. According to the body, the global temperature is poised to rise to 1.5°C within the next 20 years. In truth, the […]

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February 15, 2024
Does A Landlord Require Renters Insurance? Find Out Here

Relocating to a new city and starting fresh is exciting. Unfortunately, there may be some uncertainties while moving, such as a new location to reside, a new set-up for your home and the creation of utility accounts for gas and electricity. Above that, your landlord may request that you have renters insurance. “Wait a minute? […]

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February 12, 2024
Do you know how much Home Insurance Costs?

Determining how much home insurance costs is based on several factors. The potential cost for your insurance coverage may be based on the location of the home, property values, and the cost of replacing the home in the event of a disaster. Other factors that create an increase in the coverage amount include the types […]

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February 7, 2024
Does Renters Insurance Cover Medical Bills?

Admit it! You have, at least once, thought of letting go of your health insurance because the renters insurance covers medical bills. What’s the need for both, right? There must be a lot of questions in your mind. Do the best renters insurance covers medical bills? Would it pay for your knee injury or a visit to the […]

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January 25, 2024
Do College Students Need Renters Insurance?

Most college-age freshmen have never lived anywhere but in the homes of their parents or guardians. They have never had to consider insuring their belongings and to be honest, this concept can be confusing, even to experienced insurance buyers. What is Renters Insurance? This is a protection coverage that helps you repair or replace items […]

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January 24, 2024
What you Need to Know about Hazard Insurance

One of the things we learn when we get our first home is that Home owners Insurance is not something you should delay buying. This type of insurance protects you in the event you are the victim of fire, theft, storm damage, or other perils. The biggest lesson that new property owners learn about insurance […]

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January 22, 2024
Does Your Home Insurance Cater To Damages While Relocating?

Moving out personal properties from one location to a new one is not an easy task and there is a high probability of having either severe or minor damages occurring in the whole process, especially if not properly handled by the movers.  You must have once asked yourself that can any mishap affecting your property […]

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January 20, 2024
What You Should Know About Sharing Renters Insurance With A Roommate

Renting is on the rise among millennials, with many sharing apartments with roommates. Having a roomie has its perks, including more affordable rental, utility, and food costs. If you live with one, you may want to know if it’s possible to share renters insurance. In truth, you can do that. Then again, is it safe? […]

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January 18, 2024
How much does homeowners’ insurance cost?

Earthquakes. Wildfires. Floods. The greatest homeowner’s insurance policy is essential to protect your home in California because natural disasters frequently occur here. The average cost of homeowner’s insurance in California is $1,166 per year, although prices can vary depending on a number of factors. This is below the national average of $2,305. Having adequate insurance […]

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January 15, 2024
Best homeowners’ insurance in California of 2022

The homeowner’s insurance carrier with the lowest rates may not always be the best option. Quality of service, third-party evaluations, incentives, coverage alternatives, and claims processing are some things to compare while looking at home insurance providers. The best house insurance providers in California manage to balance price and importance. The best overall insurance provider […]

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Namaste Insurance Agency

We extend coverage to individuals and businesses in San Leandro, CA and surrounding areas.
Namaste Insurance License no - CA 6001662
enquiry@thenamasteagency.com
(510) 394-9402
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